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Raymond James

Why sell when you don’t have to?

We continuously seek to enhance our client proposition and in the last 12 months we have added the Raymond James Loan Account. This is an unusual step, as we do not offer in house investment products, however we have found that our clients need quick access to liquid capital from time to time. It is not always convenient to sell part of your portfolio only to have to repurchase the same investment a few weeks or months later, incurring trade costs and being out of the market.

The Raymond James Loan Account provides our investors with swift and easy access to cash with the minimum of form filling. Investors borrow against part of their ISA and/or General Investment Account subject to the limitations listed on the Raymond James Loan Account Key facts for investor document.

The capital can be used for any purpose. In the short time that it has been available we have seen it used for bridging a new home purchase and for business owners that require capital to expand their business.

Some of the advantages are

  • You can access the capital in your ISA account without losing the ISA allowances that you have built up over the years.
  • You don’t have to sell equity investments during a period of downward volatility.
  • You can avoid causing a capital gain from selling investment to raise short term capital.
  • Your capital can stay invested during the loan period, continuing to potentially grow and provide income.

Loan accounts are subject to availability

Loan Account Key Facts for Investors PDF >
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Contact our offices for investment advice and planning
Exeter Offices | Tel: 01404 598 373
Briar House, Clyst Honiton, Exeter, Devon, EX5 2LZ
Cheltenham Offices | Tel: 01242 807 455
6 Bath Mews, Bath Parade, Cheltenham, GL53 7HL
Colyton Offices | Tel: 01297578460 
The Mews, Queens Street, Colyton, Devon, EX24 6JU
Exmouth Offices | Tel: 01395 542 551 
32 Rolle Street, Exmouth, Devon EX8 2SH

Raymond James Investment Services Limited is a member of the London Stock Exchange and
is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3779657. Registered office: Broadwalk House 5 Appold Street London EC2A2AG. | RAYMOND JAMES is a registered trademark of Raymond James Financial, Inc. | Legal Disclosures
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